634 S 26th St, South Bend, IN, 46615 | $659/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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634 S 26th St, South Bend, IN, 46615 | $659/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in South Bend at 634 S 26th St, South Bend, IN, 46615 uses $49,692 cash to close to unlock $7,906/yr annual cash flow and $659/mo monthly cash flow. Total monthly income runs $1,559/mo, and a $734/mo payment keeps the spread at $659/mo. Purchase price stands at $149,900, and rental yield measures 12.48% with $1,559/mo rent. Return on cash invested shows 35.82% in year one, and 5% annual appreciation builds toward $41,415 over five years. Five-year ROI reaches 187.92% and total cumulative return in cash records $93,383. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,559/mo property income covering a $734/mo payment rather than investor’s personal income.

Single Family

Built in 1918

5,227 sqft lot

$N/A/sqft

No HOA

More details about the property

***Open House Sunday 11/23 from 2-4pm***Charming corner-lot bungalow with spacious living areas and recent updates throughout. The main living room features hardwood floors and leads to a flexible bonus space ideal for an office, den, or potential third bedroom, complete with a fireplace, recently updated tuck-pointed chimney, and updated electric insert. A generous dining room with corner cupboards connects to the main-floor half bath. The kitchen offers functional workspace plus extra storage near the back entry and access to the basement for laundry, mechanicals, and storage. Upstairs are two large bedrooms with walk-in closets, hardwood on the stairs, and hardwood under the carpet ready to be uncovered. Major improvements include a new roof with leaf guards (2024), newer water heater, annually serviced boiler, updated electrical panel (2025), and newer windows. The property also offers backyard space, a storage shed, and ample on-site parking. Direct access to sidewalks, close to parks, the Potawatomi Zoo, restaurants, and shopping.