608 Bergen Blvd, Ridgefield, NJ, 07657 | 4.56% Rental Yield

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608 Bergen Blvd, Ridgefield, NJ, 07657 | 4.56% Rental Yield | Ziffy

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Ridgefield at 608 Bergen Blvd, Ridgefield, NJ, 07657 listed at $789,000 pairs $3,000/mo rent with a $3,862/mo payment. Total monthly income runs $3,000/mo. Return on cash invested measures 7.93% in year one, and rental yield registers 4.56% at a $789,000 basis. Equity gained on principal adds $5,091/yr, and annual property appreciation at 5% supports $217,986 by year five. Five-year ROI tracks 39.81% and total cumulative return in cash totals $103,330. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $3,000/mo property income relative to a $3,862/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in N/A

N/A lot

$N/A/sqft

No HOA

More details about the property

This one-of-a-kind custom-built home is located in a highly visible and versatile area, zoned for both two-family residential and commercial useideal for a home office, attorney's practice, or medical space. The first floor features a wood-burning fireplace, multiple oversized decks, and a primary suite with a private full bath. Upstairs, you'll find three spacious bedrooms with cathedral ceilings, custom soaring glass windows, and a second full bath, creating a bright and airy feel throughout. Well maintained and recently upgraded with a brand-new central air conditioning system and a new garage roof, this home blends functionality with unique architectural character. With a long private driveway, detached garage, and close proximity to NYC transportation, parks, and shopping, it offers both convenience and long-term flexibility for a variety of lifestyle or business needs.

Neighborhood Data

Neighborhood data shown for ZIP Code: 07657, Ridgefield, NJ area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	4,339 (100%)
Owner Occupied HU	2,191 (50.5%)
Renter Occupied HU	1,967 (45.3%)
Vacant Housing Units	181 ( 4.2%)
Median Home Value	$661,496
Average Home Value	$687,607