6 Charlemont Ct, Reading, PA, 19607 | $792/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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6 Charlemont Ct, Reading, PA, 19607 | $792/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Reading at 6 Charlemont Ct, Reading, PA, 19607 with 5% annual appreciation on a $259,900 basis while $2,495/mo rent supports operations. Total monthly income totals $2,495/mo and a $1,272/mo payment preserves $792/mo for cash returns. Annual cash flow comes to $9,504/yr on $86,157 deployed, and return on cash invested reaches 30.94% in year one. Equity gained on principal adds $1,677/yr, and five-year appreciation sums $71,806 alongside rental yield of 11.52%. Five-year ROI measures 162.45% and total cumulative return in cash totals $139,966.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,495/mo property income versus a $1,272/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Townhouse

Built in 1996

435 sqft lot

$N/A/sqft

No HOA

More details about the property

Beautiful townhome located in the desirable Thomas Gardens community within Governor Mifflin School District, conveniently close to all major highways. The open floor plan features a galley-style kitchen with stainless steel appliances, garbage disposal, dining and living areas with recently replaced luxury laminate flooring, and a convenient first-floor half bath. Sliding glass doors off the living room lead to a private deck overlooking a peaceful, tree-lined backyard. Upstairs offers a spacious primary bedroom with new laminate flooring, a walk-in closet, and access to a Jack and Jill full bath, along with two additional bedrooms and a laundry area with a washer and dryer only three years old. The fully finished lower level adds an additional 482 sq. ft. of living space and includes two bonus rooms that can serve as a family room, office, or additional bedroom, with walk-out access to a patio for relaxing or entertaining. Additional updates include a new sump pump and a hot water heater only one year old. There is also a geothermal system which saves on utility bills. The community also offers a playground and pavilion. This well-maintained, move-in-ready home is the perfect place to call your ownschedule your showing today before its gone!

Neighborhood Data

Neighborhood data shown for ZIP Code: 19607, Reading, PA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	10,205 (100%)
Owner Occupied HU	6,911 (67.7%)
Renter Occupied HU	2,855 (28.0%)
Vacant Housing Units	439 ( 4.3%)
Median Home Value	$248,800
Average Home Value	$311,380