5513 Summerfield Ave, Baltimore, MD, 21206 | $49/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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5513 Summerfield Ave, Baltimore, MD, 21206 | $49/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Baltimore at 5513 Summerfield Ave, Baltimore, MD, 21206 listed at $359,900 pairs $2,288/mo rent with a $1,762/mo payment to leave $49/mo cash flow. Total monthly income runs $2,288/mo, and annual cash flow reaches $590/yr on $119,307 cash to close. Return on cash invested measures 20.4% in year one, and rental yield registers 7.63% at a $359,900 basis. Equity gained on principal adds $2,322/yr, and annual property appreciation at 5% supports $99,434 by year five. Five-year ROI tracks 105.57% and total cumulative return in cash totals $125,954. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $2,288/mo property income relative to a $1,762/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 1925

7,497 sqft lot

$N/A/sqft

No HOA

More details about the property

Welcome to this absolutely breathtaking and modern 4-bedroom, 3.5-bath home located in the highly desirable Hamilton community. Thoughtfully designed with both style and function in mind, this home offers exceptional living across three finished levels. As you step inside, you're greeted by a custom built-in mudroom with ample storage shelving and a convenient powder roomperfect for busy households. The spacious living room features a sleek, modern fireplace that adds warmth and elegance to the space. The gourmet kitchen is truly a showstopper, complete with high-end cabinetry, quartz countertops, stainless steel appliances, and a stylish bar area with additional seatingideal for entertaining or casual dining. Upstairs, the luxurious primary suite offers a serene retreat with a beautifully designed en suite bathroom. Two additional bedrooms, a full bathroom, and a conveniently located laundry room complete the upper level. The fully finished basement provides incredible versatility with a large rec room, additional bedroom, and full bathroomperfect for guests, a home office, or media space. Outside, the charm continues with a welcoming covered front porch, a private driveway with carport, and a built-in shed for extra storage. The fully fenced, oversized backyard features a covered back porch and offers an ideal space for outdoor entertaining, play, or relaxation.Don't miss the opportunity to make this exceptional home your own in one of the area's most sought-after communities!

Neighborhood Data

Neighborhood data shown for ZIP Code: 21206, Baltimore, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	20,951 (100%)
Owner Occupied HU	11,208 (53.5%)
Renter Occupied HU	8,047 (38.4%)
Vacant Housing Units	1,696 ( 8.1%)
Median Home Value	$241,785
Average Home Value	$281,925