








A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Investment property for sale in Prince Frederick at 490 Clay Hammond Rd, Prince Frederick, MD, 20678 uses $176,015 cash to close to unlock $14,785/yr annual cash flow and $1,232/mo monthly cash flow. Total monthly income runs $4,560/mo, and a $2,619/mo payment keeps the spread at $1,232/mo. Purchase price stands at $535,000, and rental yield measures 10.23% with $4,560/mo rent. Return on cash invested shows 28.46% in year one, and 5% annual appreciation builds toward $147,811 over five years. Five-year ROI reaches 148.74% and total cumulative return in cash records $261,796. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $4,560/mo property income covering a $2,619/mo payment rather than investor’s personal income.
Single Family
Built in 1982
1.20 Acres lot
$N/A/sqft
No HOA
Neighborhood data shown for ZIP Code: 20678, Prince Frederick, MD area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,107 (100%) |
| Owner Occupied HU | 3,643 (71.3%) |
| Renter Occupied HU | 1,216 (23.8%) |
| Vacant Housing Units | 248 ( 4.9%) |
| Median Home Value | $482,669 |
| Average Home Value | $533,779 |
Residential
4,960
Single Family
4,419
Multi-Family
541
Businesses
796
Date | Event | Price |
|---|---|---|
| No price history data available | ||
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| No tax history data available | ||||



Listed by: Kimberly Hayes • CENTURY 21 New Millennium
Mls Name: Bright MLS
Mls ID: #MDCA2024236