479 Baltimore StCharlestownMD21914








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Total monthly income runs $0/mo, and a $3,304/mo payment. Purchase price stands at $675,000, and rental yield measures 0% with $0/mo rent. Return on cash invested shows -2.63% in year one, and 5% annual appreciation builds toward $186,490 over five years. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $0/mo property income covering a $3,304/mo payment rather than investor’s personal income.
Single Family
Built in 2023
0.26 Acres lot
$N/A/sqft
No HOA
More details about the property
Neighborhood Data
Neighborhood data shown for ZIP Code: 21914, Charlestown, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 422 (100%) |
| Owner Occupied HU | 289 (68.5%) |
| Renter Occupied HU | 52 (12.3%) |
| Vacant Housing Units | 81 (19.2%) |
| Median Home Value | $439,103 |
| Average Home Value | $505,744 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
15
Price History
Date | Event | Price |
|---|---|---|
| 2025-07-02 | Listed for sale | $675,000 |
Tax History
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| No tax history data available | ||||
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No similar rental properties found nearby.
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Facts & Features
General Information
- Type: SingleFamily
- Year Built: 2023
- Architectural Style: Coastal
- Building Area: 2,723
- Living Area: 2,723 sqft
- Property Condition: Excellent
Features & Amenities
- Heating: Heat Pump, Electric
- Cooling: Central Air, Electric
- Flooring: Hardwood, Luxury Vinyl, Wood
- Interior Features: Open Floorplan, Kitchen Island, Recessed Lighting, Bathroom - Stall Shower, Bathroom - Tub Shower, Upgraded Countertops, Bar, Vaulted Ceiling(s)
- Exterior Features: N/A
- Parking Features: Inside Entrance, Asphalt, Attached, Driveway
Location
- City: Charlestown
- State: MD
- Subdivision: Charlestown
- Lot Size: 0.26 Acres
- Lot Features: Corner Lot
- View: N/A
HOA & Fees
- HOA Fee: N/A
- Association Fee: N/A
- Fees & Dues: N/A
- Association Amenities: N/A
- Association Fee Includes: N/A
Utilities
- Utilities: N/A
- Sewer: Public Sewer
- Water Source: Public
- Road Surface Type: Black Top
School Information
- Elementary School: N/A
- Middle School: N/A
- High School: N/A
Listed by: Alex Murphy • CENTURY 21 New Millennium
Mls Name: Bright MLS
Mls Provider:
Mls ID: #MDCC2017936
Disclaimer: The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement. Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. Property information displayed is deemed reliable but is not guaranteed. Copyright 2025 Bright MLS, Inc. [Click here for more information](/mls-disclaimers/#5632)




