4620 S Gary Ave, Lakeland, FL, 33813 | $280/mo Cash Flow

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4620 S Gary Ave, Lakeland, FL, 33813 | $280/mo Cash Flow | Ziffy

Pending

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Lakeland at 4620 S Gary Ave, Lakeland, FL, 33813 with 5% annual appreciation on a $349,900 basis while $2,602/mo rent supports operations. Total monthly income totals $2,602/mo and a $1,713/mo payment preserves $280/mo for cash returns. Annual cash flow comes to $3,355/yr on $115,992 deployed, and return on cash invested reaches 22.8% in year one. Equity gained on principal adds $2,258/yr, and five-year appreciation sums $96,671 alongside rental yield of 8.92%. Five-year ROI measures 118.95% and total cumulative return in cash totals $137,970.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,602/mo property income versus a $1,713/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 1956

10,650 sqft lot

$N/A/sqft

No HOA

More details about the property

Under contract-accepting backup offers. This adorable 3-bedroom, 2-bath home seamlessly blends classic charm with modern upgrades! Located on a quiet street! Recently renovated, the home features a brand-new kitchen with stunning Quartzite countertops, updated flooring, and a newer roof and HVAC for peace of mind. The plumbing system has been upgraded to PEX and comes with a warranty, along with the convenience of a tankless water heater. Additionally, the home includes a newer septic system and drain field, ensuring worry-free maintenance. Inside, the high ceilings in the living room create an open and airy feel, perfect for relaxing or entertaining. Step outside to your oversized, fully fenced backyardan oasis of privacy featuring a small above-ground pool and plenty of space to enjoy the outdoors. With no HOA, there's ample room to park your camper or boat. Located in an amazing location, this home is just minutes from Publix, shopping, gyms, restaurants, and the Polk Parkway, making commuting a breeze. Its a quick drive to both Tampa and Orlando, offering easy access to all the best entertainment, dining, and attractions in Central Florida.

Neighborhood Data

Neighborhood data shown for ZIP Code: 33813, Lakeland, FL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	14,841 (100%)
Owner Occupied HU	11,809 (79.6%)
Renter Occupied HU	2,470 (16.6%)
Vacant Housing Units	562 ( 3.8%)
Median Home Value	$391,026
Average Home Value	$439,689