








A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Rental property for sale in Clay at 4401 State Route 109 N, Clay, KY, 42404 generates $1,741/mo in rent and, after a $954/mo payment, leaves $555/mo in cash flow. Total monthly income is $1,741/mo, and annual cash flow is $6,655/yr on $64,643 invested. Return on cash invested sits at 30.2% in year one, and rental yield is 10.71% on a $195,000 entry. Equity gained on principal adds $1,258/yr, while 5% annual appreciation builds toward $53,875 over five years. Five-year ROI reaches 157.94% and total cumulative return in cash sums $102,094. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $1,741/mo property income rather than buyer’s personal income.
Single Family
Built in 1968
1.92 Acres lot
$N/A/sqft
No HOA
Neighborhood data shown for ZIP Code: 42404, Clay, KY area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,116 (100%) |
| Owner Occupied HU | 759 (68.0%) |
| Renter Occupied HU | 206 (18.5%) |
| Vacant Housing Units | 151 (13.5%) |
| Median Home Value | $116,518 |
| Average Home Value | $200,807 |
Residential
936
Single Family
936
Multi-Family
0
Businesses
46
Date | Event | Price |
|---|---|---|
| No price history data available | ||
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| No tax history data available | ||||



Listed by: Landon Black • BHG Realty
Mls Name: HAMLS
Mls ID: #250662