4345 High St, Palmer, MA, 01069 | $832/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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4345 High St, Palmer, MA, 01069 | $832/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Palmer at 4345 High St, Palmer, MA, 01069 generates $2,722/mo in rent and, after a $1,468/mo payment, leaves $832/mo in cash flow. Total monthly income is $2,722/mo, and annual cash flow is $9,978/yr on $99,450 invested. Return on cash invested sits at 29.94% in year one, and rental yield is 10.89% on a $300,000 entry. Equity gained on principal adds $1,936/yr, while 5% annual appreciation builds toward $82,884 over five years. Five-year ROI reaches 156.81% and total cumulative return in cash sums $155,952. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $2,722/mo property income rather than buyer’s personal income.

Single Family

Built in 1890

2.51 Acres lot

$N/A/sqft

No HOA

More details about the property

Charming and full of potential, this well-kept home is ready for its next chapter! The exterior has just received a landscaping facelift, creating great curb appeal. Inside, carpets were recently removed to reveal beautiful hardwood floors in the living room, dining room, and all three bedrooms. The first floor offers a spacious living area and formal dining room both filled with natural light, plus a kitchen with a center island and plenty of cabinet space. Convenient first-floor laundry adds to the ease of living. A lovely backyard provides room to relax, garden, or entertain. While some updates may be desired, this home has been thoughtfully maintained and offers wonderful potential to make it your own.

Neighborhood Data

Neighborhood data shown for ZIP Code: 01069, Palmer, MA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	4,045 (100%)
Owner Occupied HU	2,550 (63.0%)
Renter Occupied HU	1,211 (29.9%)
Vacant Housing Units	284 ( 7.0%)
Median Home Value	$324,620
Average Home Value	$354,721