




A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Investment property for sale in Scotch Plains at 431 Willow Ave, Scotch Plains, NJ, 07076 uses $165,750 cash to close to unlock $18,988/yr annual cash flow and $1,582/mo monthly cash flow. Total monthly income runs $5,146/mo, and a $2,447/mo payment keeps the spread at $1,582/mo. Purchase price stands at $500,000, and rental yield measures 12.35% with $5,146/mo rent. Return on cash invested shows 31.36% in year one, and 5% annual appreciation builds toward $138,141 over five years. Five-year ROI reaches 165.51% and total cumulative return in cash records $274,340. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $5,146/mo property income covering a $2,447/mo payment rather than investor’s personal income.
Single Family
Built in N/A
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood data shown for ZIP Code: 07076, Scotch Plains, NJ area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,413 (100%) |
| Owner Occupied HU | 7,002 (74.4%) |
| Renter Occupied HU | 1,929 (20.5%) |
| Vacant Housing Units | 482 ( 5.1%) |
| Median Home Value | $747,684 |
| Average Home Value | $786,962 |
Residential
9,143
Single Family
8,866
Multi-Family
277
Businesses
599
Date | Event | Price |
|---|---|---|
| 2025-08-27 | Sold | $500,000 |
| 2025-07-21 | Pending sale | $449,000 |
| 2025-07-06 | Listed for sale | $449,000 |
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| 2024-10-11 | $8837.77 | 3.04% | $75,100 | N/A |
| 2023-10-11 | $8577.17 | 1.21% | $75,100 | N/A |
| 2022-10-11 | $8475.04 | 0.17% | $75,100 | N/A |



Listed by: Tamima Friedman • Keller Williams - Nj Metro Group
Mls Name: GSMLS
Mls Provider:
Mls ID: #3973370
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