4297 Locust Ln, Brownsburg, IN, 46112 | $581/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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4297 Locust Ln, Brownsburg, IN, 46112 | $581/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Brownsburg at 4297 Locust Ln, Brownsburg, IN, 46112 offers a 9.74% rental yield on a $275,000 purchase with $2,232/mo rent. Total monthly income registers $2,232/mo, and a $1,346/mo payment leaves $581/mo available for distribution. Annual cash flow reaches $6,975/yr on $91,163 to close, and return on cash invested stands at 27.56% in year one. Equity gained on principal adds $1,775/yr while 5% annual appreciation supports $75,977 over five years. Portfolio math shows five-year ROI at 143.66% and total cumulative return in cash at $130,967. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,232/mo property income against a $1,346/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1988

0.35 Acres lot

$N/A/sqft

No HOA

More details about the property

Remodeled, fresh, & move-in ready, this 3 BR/2BA Brownsburg ranch home on .35 acre has a covered front porch, 2-car garage, private & fenced backyard w/ mature trees, back patio, & storage shed - No HOA. Metal roof installed 2019. UPDATED 2025: New Flooring throughout (laminate wood in living spaces, carpet in BRs, LVT in BAs); New Paint throughout; Kitchen - New quartz countertops, ceramic zellige tile backsplash, light fixtures, sink & faucet, garbage disposal, appliances (new in 2022) including a gas range; Baths - New vanities, faucets (Delta), light fixtures, & mirrors. Home Warranty transferable to Buyer. Cozy charm of an established property combined w/ modern updates; floor plan has 2 living spaces, providing flexibility for your personal needs - options for formal dining or living room, great room/eat-in kitchen combo, etc. Incredible Lot! The backyard features sun & shade areas, garden beds ready for fall planting, fire pit area, the list goes on! Located near schools, retail, and walking distance to popular Williams Park. Check out interactive virtual tour linked in listing for highlight video!

Neighborhood Data

Neighborhood data shown for ZIP Code: 46112, Brownsburg, IN area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	17,870 (100%)
Owner Occupied HU	13,977 (78.2%)
Renter Occupied HU	3,408 (19.1%)
Vacant Housing Units	485 ( 2.7%)
Median Home Value	$321,702
Average Home Value	$356,401