419 N 2nd St, Reading, PA, 19601 | $630/mo Cash Flow

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419 N 2nd St, Reading, PA, 19601 | $630/mo Cash Flow | Ziffy

For Sale

Rental Income

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Reading at 419 N 2nd St, Reading, PA, 19601 listed at $112,000 pairs $1,364/mo rent with a $548/mo payment to leave $630/mo cash flow. Total monthly income runs $1,364/mo, and annual cash flow reaches $7,563/yr on $37,128 cash to close. Return on cash invested measures 40.28% in year one, and rental yield registers 14.61% at a $112,000 basis. Equity gained on principal adds $723/yr, and annual property appreciation at 5% supports $30,944 by year five. Five-year ROI tracks 212.65% and total cumulative return in cash totals $78,951. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $1,364/mo property income relative to a $548/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Townhouse

Built in 1900

435 sqft lot

$N/A/sqft

No HOA

More details about the property

Welcome to 419 N 2nd St, Reading, PA 19601a move-in ready end-of-row home offering flexibility for both owner-occupants and investors. This property features 3 bedrooms and 1 full bathroom, with a functional layout and well-maintained interior. An added bonus: the adjoining lot at 421 N 2nd St (Tax ID 06-5307-66-62-2677) is included in the sale, providing valuable additional outdoor space, parking potential, or future expansion optionsbuyer to verify permitted uses with the City of Reading. Located on a corner lot, the home benefits from extra natural light and convenient street access. Whether youre searching for an affordable primary residence or a strong rental opportunity, this property presents a solid investment in a growing area.