400 Main St, Middlesex, NJ, 08846 | $486/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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400 Main St, Middlesex, NJ, 08846 | $486/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Middlesex at 400 Main St, Middlesex, NJ, 08846 offers $4,513/mo rent that, after a $2,765/mo payment, leaves $486/mo cash flow. Total monthly income is $4,513/mo, and annual cash flow is $5,834/yr on $185,885 cash. Return on cash invested measures 23.2% in year one, and rental yield stands at 9.59% at a $565,000 entry. Equity gained on principal adds $3,646/yr while 5% annual appreciation compounds into $156,099 by year five. Five-year ROI records 121.71% and total cumulative return in cash reaches $226,239. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $4,513/mo property income versus a $2,765/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in N/A

5,096 sqft lot

$N/A/sqft

No HOA

More details about the property

Welcome to this beautifully updated 4-bedroom, 2-bathroom home in the heart of Middlesex, NJ. Step inside to discover brand new hardwood flooring that flows seamlessly throughout, creating a warm and inviting atmosphere. The brand-new kitchen is a showstopper, featuring modern cabinetry, sleek countertops, and new appliancesperfect for everyday living and entertaining alike. Both full bathrooms have been completely renovated with fresh finishes and contemporary style. The spacious primary bedroom offers comfort and convenience with a large closet for ample storage. Enjoy relaxing on the charming covered front porch or take advantage of the expansive backyardideal for gatherings, gardening, or simply enjoying the outdoors. A versatile storage shed adds extra utility and could be converted into a garage with the right contractor. This move-in ready home combines modern updates with everyday comfort, making it an exceptional opportunity in a desirable Middlesex location.

Neighborhood Data

Neighborhood data shown for ZIP Code: 08846, Middlesex, NJ area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	5,620 (100%)
Owner Occupied HU	3,793 (67.5%)
Renter Occupied HU	1,660 (29.5%)
Vacant Housing Units	167 ( 3.0%)
Median Home Value	$455,549
Average Home Value	$512,040