4 Windward Ridge, Biddeford, ME, 04005 | 4.32% Rental Yield

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4 Windward Ridge, Biddeford, ME, 04005 | 4.32% Rental Yield | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Biddeford at 4 Windward Ridge, Biddeford, ME, 04005 generates $3,240/mo in rent, after a $4,400/mo payment. Total monthly income is $3,240/mo. Return on cash invested sits at 10.19% in year one, and rental yield is 4.32% on a $899,000 entry. Equity gained on principal adds $5,801/yr, while 5% annual appreciation builds toward $248,377 over five years. Five-year ROI reaches 50.84% and total cumulative return in cash sums $150,358. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $3,240/mo property income rather than buyer’s personal income.

Single Family

Built in 2025

0.61 Acres lot

$N/A/sqft

No HOA

More details about the property

Discover Windward Ridgewhere modern design meets coastal Maine charm. Nestled within a classic Maine forest and just minutes from local beaches, Windward Ridge offers the perfect blend of nature and contemporary living. Located just 1.5 miles from Fortunes Rocks Beach and 1.7 miles from Goose Rocks Beach in Kennebunkport, 4 Windward Ridge is truly a place to call home. This is the final available home in the subdivision, and construction is already underway with expected completion to be in the fall. Most selections have been chosen, though buyers may still have the opportunity to personalize a few final touchesdepending on timing. Designed with conservation in mind, this neighborhood preserves the natural landscape while offering modern, high-performance, net zero ready homes. Dedicated open space borders two sides of this lot, enhancing connection to the surrounding environment. This energy-efficient home features a sleek, modern aesthetic with clean lines. It's built with a double-studded wall system filled with dense-pack blown-in insulation, triple-pane windows, and a whole-house Energy Recovery Ventilation (ERV) system. Heating and cooling are provided by a ducted heat pump HVAC system, ensuring year-round comfort and efficiency.

Neighborhood Data

Neighborhood data shown for ZIP Code: 04005, Biddeford, ME area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	11,793 (100%)
Owner Occupied HU	5,606 (47.5%)
Renter Occupied HU	5,202 (44.1%)
Vacant Housing Units	985 ( 8.4%)
Median Home Value	$455,712
Average Home Value	$523,001