38 Westfield Extension, Biddeford, ME, 04005 | $722/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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38 Westfield Extension, Biddeford, ME, 04005 | $722/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Biddeford at 38 Westfield Extension, Biddeford, ME, 04005 with 5% annual appreciation on a $399,000 basis while $3,240/mo rent supports operations. Total monthly income totals $3,240/mo and a $1,953/mo payment preserves $722/mo for cash returns. Annual cash flow comes to $8,661/yr on $132,269 deployed, and return on cash invested reaches 26.46% in year one. Equity gained on principal adds $2,575/yr, and five-year appreciation sums $110,236 alongside rental yield of 9.74%. Five-year ROI measures 138.11% and total cumulative return in cash totals $182,678.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $3,240/mo property income versus a $1,953/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 1965

0.25 Acres lot

$N/A/sqft

No HOA

More details about the property

Another quality renovation from Harmony Homes, 38 Westfield Extension is a three bedroom, one bathroom ranch, with a detached two car garage and partially fenced in backyard. New kitchen with new electrical outlets, new installations, new dry wall, new counter and pantry cabinets, new quartz countertops, new sink, and new stainless steal appliances. New bathroom has new vanity, new tub, new tiles, new lights, new fixtures, new medicine cabinet. All new electrical including panel, outlets, switches, lighting. Bedrooms have new closet organizers. Flooring new throughout. Exterior has new vinyl siding, new shingles on the garage roof, new driveway asphalt, and metal roof (installed in 2024). New decking includes new front steps, new side steps, and new back deck. Showings start Sunday morning. Open House 1PM to 2:30PM on Sunday, November 23, 2025.

Neighborhood Data

Neighborhood data shown for ZIP Code: 04005, Biddeford, ME area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	11,793 (100%)
Owner Occupied HU	5,606 (47.5%)
Renter Occupied HU	5,202 (44.1%)
Vacant Housing Units	985 ( 8.4%)
Median Home Value	$455,712
Average Home Value	$523,001