3571 Pennswood Ct, Plainfield, IN, 46168 | $687/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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3571 Pennswood Ct, Plainfield, IN, 46168 | $687/mo Cash Flow | Ziffy

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Plainfield at 3571 Pennswood Ct, Plainfield, IN, 46168 uses $122,655 cash to close to unlock $8,243/yr annual cash flow and $687/mo monthly cash flow. Total monthly income runs $2,908/mo, and a $1,811/mo payment keeps the spread at $687/mo. Purchase price stands at $370,000, and rental yield measures 9.43% with $2,908/mo rent. Return on cash invested shows 26.63% in year one, and 5% annual appreciation builds toward $102,224 over five years. Five-year ROI reaches 138.63% and total cumulative return in cash records $170,033. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,908/mo property income covering a $1,811/mo payment rather than investor’s personal income.

Single Family

Built in 1999

0.34 Acres lot

$N/A/sqft

No HOA

More details about the property

Prepare to be charmed! This home that blends comfort, style, and thoughtful updates. The open floor plan is ideal for everyday living and entertaining, featuring a spacious kitchen with back splash, large island, and bar seating, a den with custom built-ins, and a sun-filled three-season room leading to a covered deck, blue stone patio, and beautifully landscaped yard with privacy plantings, seasonal color, and mature trees. The primary suite offers a private retreat with an upgraded walk-in shower and built-in cabinets, while three additional bedrooms provide plenty of space for family or guests. The partially finished basement expands the living area with a large laundry room, built-in storage, and flexible space for recreation, fitness, or hobbies, plus there is a convenient main-level mudroom with an additional laundry hookup. Recent updates ensure peace of mind, including a new HVAC system in 2025, fresh interior and exterior paint in 2024, main-level LVP flooring in 2020, upgraded vinyl windows, an insulated and finished garage with built-in storage and upgraded door, as well as enhanced outdoor living with mature landscaping and hardscaping. With its inviting spaces, modern upgrades, and versatile layout, this home is move-in ready and designed to offer both charm and convenience for years to come.

Neighborhood Data

Neighborhood data shown for ZIP Code: 46168, Plainfield, IN area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	16,473 (100%)
Owner Occupied HU	10,797 (65.5%)
Renter Occupied HU	4,993 (30.3%)
Vacant Housing Units	683 ( 4.1%)
Median Home Value	$287,004
Average Home Value	$304,001