3536 Preddy Creek Rd, Charlottesville, VA, 22911 | $352/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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3536 Preddy Creek Rd, Charlottesville, VA, 22911 | $352/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Charlottesville at 3536 Preddy Creek Rd, Charlottesville, VA, 22911 offers a 7.78% rental yield on a $695,000 purchase with $4,507/mo rent. Total monthly income registers $4,507/mo, and a $3,402/mo payment leaves $352/mo available for distribution. Annual cash flow reaches $4,225/yr on $228,655 to close, and return on cash invested stands at 21.91% in year one. Equity gained on principal adds $4,485/yr while 5% annual appreciation supports $192,016 over five years. Portfolio math shows five-year ROI at 113.27% and total cumulative return in cash at $258,990. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $4,507/mo property income against a $3,402/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 2007

2.40 Acres lot

$N/A/sqft

No HOA

More details about the property

Wow! Secluded home on 2.4 acres in Albemarle County feels like a private escape yet is minutes from route 29 shops and restaurants. Walk to Preddy Creek Park! This four bedroom four bathroom home features hardwood floors throughout the main level that sparkle in the light-filled rooms and upgraded berber carpeting in the bedrooms and basement. The gourmet kitchen features maple cabinets, granite counters, and stainless steel appliances. The rear of the home features an open floor plan with great room boasting a gas fireplace with stone surround. Formal dining room offset by arched doorway is great for hosting too! A home office/study at the front of the home features french doors for privacy and could also be a guest bedroom with main level full bathroom. Upstairs the primary suite features a private bath with jetted soaking tub, separate shower, dual sink vanity and walk in closet. Two additional bedrooms and a bonus room/fourth bedroom share large hall bathroom. Walk out lower level features a large rec room with future wet bar area, a den/storage area, full bath and media/play room. All this plus a large composite deck, patio, garden area, 12'x24' shed, and two car garage! You must see this!

Neighborhood Data

Neighborhood data shown for ZIP Code: 22911, Charlottesville, VA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	9,736 (100%)
Owner Occupied HU	5,692 (58.5%)
Renter Occupied HU	3,407 (35.0%)
Vacant Housing Units	637 ( 6.5%)
Median Home Value	$474,189
Average Home Value	$527,718