3430 Albantowne Way, Edgewood, MD, 21040 | $503/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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3430 Albantowne Way, Edgewood, MD, 21040 | $503/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Edgewood at 3430 Albantowne Way, Edgewood, MD, 21040 offers a 9.24% rental yield on a $339,900 purchase with $2,617/mo rent. Total monthly income registers $2,617/mo, and a $1,664/mo payment leaves $503/mo available for distribution. Annual cash flow reaches $6,032/yr on $112,677 to close, and return on cash invested stands at 25.26% in year one. Equity gained on principal adds $2,193/yr while 5% annual appreciation supports $93,908 over five years. Portfolio math shows five-year ROI at 131.6% and total cumulative return in cash at $148,283. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,617/mo property income against a $1,664/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1975

6,750 sqft lot

$N/A/sqft

No HOA

More details about the property

Welcome to this beautifully renovated single-family home in desirable Harford Landing! Renovated from top to bottom, this stunning property offers modern finishes, a functional layout, and tons of natural light throughout. Step inside to find luxury vinyl plank flooring across the main level, creating a sleek and low-maintenance living space. The fully updated kitchen is a true showstopper, featuring quartz countertops, stainless steel appliances, and a custom beverage stationperfect for entertaining guests or enjoying your morning coffee. The garage has been thoughtfully converted to provide a flexible space that can serve as a fourth bedroom, home office, playroom, or additional living areawhatever suits your needs. Upstairs, you'll find plush new carpeting throughout, along with three spacious bedrooms, including a serene primary suite complete with two closets and a private ensuite bath. Enjoy outdoor living in the large, flat, fully fenced backyard with a spacious deckideal for gatherings, BBQs, or just relaxing in your own private oasis. With four bedrooms, two and a half baths, and thoughtful updates throughout, this move-in-ready gem offers comfort, style, and space in a fantastic location.

Neighborhood Data

Neighborhood data shown for ZIP Code: 21040, Edgewood, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	9,787 (100%)
Owner Occupied HU	5,936 (60.7%)
Renter Occupied HU	3,226 (33.0%)
Vacant Housing Units	625 ( 6.4%)
Median Home Value	$267,793
Average Home Value	$304,569