3410 Ripple Rd, Baltimore, MD, 21244 | $359/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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3410 Ripple Rd, Baltimore, MD, 21244 | $359/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Baltimore at 3410 Ripple Rd, Baltimore, MD, 21244 uses $140,888 cash to close to unlock $4,307/yr annual cash flow and $359/mo monthly cash flow. Total monthly income runs $3,002/mo, and a $2,080/mo payment keeps the spread at $359/mo. Purchase price stands at $425,000, and rental yield measures 8.48% with $3,002/mo rent. Return on cash invested shows 22.97% in year one, and 5% annual appreciation builds toward $117,420 over five years. Five-year ROI reaches 119.26% and total cumulative return in cash records $168,029. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,002/mo property income covering a $2,080/mo payment rather than investor’s personal income.

Single Family

Built in 1955

7,590 sqft lot

$N/A/sqft

No HOA

More details about the property

Welcome to this beautifully updated 5-bedroom, 3-bathroom home located in the highly desirable Windsor Mills community. From the moment you arrive, youre greeted by a charming covered front porchperfect for morning coffee or evening relaxation. Step inside to a spacious living room featuring elegant tray ceilings and large windows that flood the space with natural light. The heart of the home is the gourmet chefs kitchen, a true showstopper with abundant cabinetry, sleek quartz countertops, and a crisp, modern backsplash. Upstairs, the luxurious primary suite includes a spa-like en suite bathroom and generous closet space. Two additional bedrooms and a full hall bath complete the upper level. The lower level offers a large recreation room with convenient garage access, a full bathroom, and a well-appointed laundry room. A second lower level features two more bedrooms, perfect for guests, a home office, or a private retreat. Step outside to your own backyard oasisan entertainers dream with an oversized deck, patio, shed, and a spacious, level lot. Bonus: This home comes equipped with energy-efficient solar panels, offering significant long-term savings as energy costs rise. Dont miss this opportunity to own a truly exceptional home in Windsor Millsschedule your showing today!

Neighborhood Data

Neighborhood data shown for ZIP Code: 21244, Windsor Mill, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	15,226 (100%)
Owner Occupied HU	6,962 (45.7%)
Renter Occupied HU	7,569 (49.7%)
Vacant Housing Units	695 ( 4.6%)
Median Home Value	$324,306
Average Home Value	$353,679