321 Powdersby Rd, Joppa, MD, 21085 | $277/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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321 Powdersby Rd, Joppa, MD, 21085 | $277/mo Cash Flow | Ziffy

Pending

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Joppa at 321 Powdersby Rd, Joppa, MD, 21085 offers $3,449/mo rent that, after a $2,496/mo payment, leaves $277/mo cash flow. Total monthly income is $3,449/mo, and annual cash flow is $3,327/yr on $167,790 cash. Return on cash invested measures 22.04% in year one, and rental yield stands at 8.12% at a $510,000 entry. Equity gained on principal adds $3,291/yr while 5% annual appreciation compounds into $140,904 by year five. Five-year ROI records 114.32% and total cumulative return in cash reaches $191,811. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $3,449/mo property income versus a $2,496/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 2001

0.25 Acres lot

$N/A/sqft

No HOA

More details about the property

100 % financing available ) Welcome to one of the largest homes in this sought-after community,. Perfectly situated at the end of a peaceful cul-de-sac! This beautifully maintained residence offers space, comfort, and updates throughout. Step inside to discover an inviting open floor plan featuring a generously sized kitchen with granite countertops, stainless steel appliances, and ample cabinetry, ideal for entertaining or everyday living. Enjoy peace of mind with major system upgrades including a newer roof, furnace, and water heater. The home boasts spacious bedrooms, abundant natural light, and flexible living areas to fit your lifestyle needs. The backyard provides a private retreat, perfect for summer gatherings or quiet relaxation. Located just minutes from shopping, dining, and commuter routes, this home offers both convenience and tranquility. Don't miss your chance to own a standout property in a desirable neighborhood! Schedule your private tour today! (Some photos are virtually staged to show different options.)

Neighborhood Data

Neighborhood data shown for ZIP Code: 21085, Joppa, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	7,293 (100%)
Owner Occupied HU	5,716 (78.4%)
Renter Occupied HU	1,258 (17.2%)
Vacant Housing Units	319 ( 4.4%)
Median Home Value	$379,594
Average Home Value	$447,700