3201 Saint Paul St UNIT 418, Baltimore, MD, 21218 | $234/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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3201 Saint Paul St UNIT 418, Baltimore, MD, 21218 | $234/mo Cash Flow | Ziffy

For Sale

Currently Rented

Rental Income

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Baltimore at 3201 Saint Paul St UNIT 418, Baltimore, MD, 21218 uses $102,434 cash to close to unlock $2,803/yr annual cash flow and $234/mo monthly cash flow. Total monthly income runs $2,155/mo, and a $1,512/mo payment keeps the spread at $234/mo. Purchase price stands at $309,000, and rental yield measures 8.37% with $2,155/mo rent. Return on cash invested shows 22.65% in year one, and 5% annual appreciation builds toward $85,371 over five years. Five-year ROI reaches 117.55% and total cumulative return in cash records $120,413. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,155/mo property income covering a $1,512/mo payment rather than investor’s personal income.

Condo

Built in 2007

N/A lot

$N/A/sqft

No HOA

More details about the property

Welcome to Village Lofts, where modern comfort meets unbeatable convenience! This beautifully furnished 2-bedroom, 2-bath penthouse condo sits on the quiet side of St. Paul Street, just steps from Johns Hopkins University. Enjoy an open, light-filled floor plan with renovated bedroom flooring, updated fixtures, newer toilets, a modern kitchen faucet, newer garbage disposal, and a 2023 washer/dryer making this home completely move-in ready. Relax in spacious bedrooms with private baths, or entertain in your airy living area with city views. The unit includes one underground parking space and a private storage unit, plus secure key-fob entry for peace of mind. This property is rented through May 2027, offering a fantastic investment opportunity with immediate rental income and long-term stability. Perfect for professionals, students, or investors seeking a turnkey condo in a prime Baltimore location, close to restaurants, cafes, and everything Charles Village has to offer. Fully furnished and leased a ready-made income property near Johns Hopkins University!

Neighborhood Data

Neighborhood data shown for ZIP Code: 21218, Baltimore, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	22,455 (100%)
Owner Occupied HU	8,607 (38.3%)
Renter Occupied HU	10,655 (47.5%)
Vacant Housing Units	3,193 (14.2%)
Median Home Value	$257,917
Average Home Value	$319,896