32 Maple St, Somerville, NJ, 08876 | 8.39% Rental Yield

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32 Maple St, Somerville, NJ, 08876 | 8.39% Rental Yield | Ziffy

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Rental Income

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $4,020/mo, and a $2,814/mo payment. Purchase price stands at $575,000, and rental yield measures 8.39% with $4,020/mo rent. Return on cash invested shows 19.56% in year one, and 5% annual appreciation builds toward $158,862 over five years. Five-year ROI reaches 102.2% and total cumulative return in cash records $193,331. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $4,020/mo property income covering a $2,814/mo payment rather than investor’s personal income.

Multi Family

Built in 1915

1,742 sqft lot

$N/A/sqft

No HOA

More details about the property

**HIGHEST & BEST DUE BY noon Wednesday, 09/10** An exceptional turn-key low-maintenance investment opportunity in the heart of Somerville. This renovated two-family home sits just one block from Main Street's dining, shopping, and entertainment, yet is quietly nestled on a residential street. PO/R zoning (Professional, Office, and Residential) provides excellent flexibility for investors or owner-occupants interested in rental income. The first-floor unit features 1 bedroom and 1 bath with an updated kitchen, bathroom, flooring, LED lighting, and modern finishes. The second unit offers 2 bedrooms and 1 bath, a bright living room, updated kitchen with tile backsplash and cabinetry, and barn doors that open to the living area for an optional open layout. The upper level of this unit adds two additional flex rooms ideal for an office, studio, or storage. Recent upgrades make this property truly turn-key: newer vinyl siding, newer roof, a newer furnace, two newer water heaters, composite front porch, updated kitchens and baths, durable finishes, and no lawn to maintain. The clean basement provides storage and laundry for each unit. A one-car garage plus additional off-street parking complete the property. With modern renovations and updated systems throughout, this is a low-maintenance opportunity just minutes from NJ Transit. Perfect for investors seeking easy management or buyers looking to live in one unit while renting the other.

Neighborhood Data

Neighborhood data shown for ZIP Code: 08876, Somerville, NJ area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	11,183 (100%)
Owner Occupied HU	6,170 (55.2%)
Renter Occupied HU	4,259 (38.1%)
Vacant Housing Units	754 ( 6.7%)
Median Home Value	$537,859
Average Home Value	$581,425