3 Hemlock Circle, Stafford Springs, CT, 06076 | $32/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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3 Hemlock Circle, Stafford Springs, CT, 06076 | $32/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Stafford Springs at 3 Hemlock Circle, Stafford Springs, CT, 06076 priced at $399,000 converts $2,743/mo rent into $32/mo cash flow after a $1,953/mo obligation. Total monthly income equals $2,743/mo, and annual cash flow totals $383/yr on $132,269 invested. Return on cash invested prints 20.2% in year one, and rental yield reads 8.25% against a $399,000 entry. Equity gained on principal adds $2,575/yr, while 5% annual appreciation compiles into $110,236 by year five. Five-year ROI reaches 105.18% and total cumulative return in cash sums $139,118. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $2,743/mo property income covering a $1,953/mo payment, not borrower’s personal income.

Single Family

Built in 1988

0.96 Acres lot

$N/A/sqft

No HOA

More details about the property

Discover exceptional single-level living in this expansive 3-bedroom, 2.5-bath oversized ranch, ideally located on a private cul-de-sac in the heart of Stafford and set on nearly one acre of peaceful country surroundings. A bright and open layout welcomes you inside, where the living room impresses with cathedral ceilings, a cozy fireplace, and sliders opening to a spacious outdoor deck overlooking the serene property. The open-concept living room, den, and dining room flow seamlessly together, creating the perfect environment for everyday comfort and entertaining. The sun-filled modern kitchen features newer stainless-steel appliances, stylish cabinetry, and generous counter space ideal for cooking and gathering. The primary bedroom suite offers a quiet retreat with a full en-suite bathroom. A walkout lower level enhances versatility, providing prime potential for an in-law arrangement, home office, gym, or recreation room. Outside, enjoy a completely fenced-in yard perfect for pets and play, a brand-new outdoor shed, whole house generator hook-up, and an oversized 2-car garage with ample storage. Move-in ready and meticulously maintained, this home delivers privacy, convenience, and turnkey appeal just minutes to town amenities, parks, and local attractions. Experience refined country living in a location that truly has it all.

Neighborhood Data

Neighborhood data shown for ZIP Code: 06076, Stafford Springs, CT area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	5,574 (100%)
Owner Occupied HU	3,900 (70.0%)
Renter Occupied HU	1,223 (21.9%)
Vacant Housing Units	451 ( 8.1%)
Median Home Value	$295,978
Average Home Value	$378,008