28781 Valley Rd, Kennedyville, MD, 21645 | 3.64% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Kennedyville at 28781 Valley Rd, Kennedyville, MD, 21645 generates $1,714/mo in rent, after a $2,765/mo payment. Total monthly income is $1,714/mo. Return on cash invested sits at 8.44% in year one, and rental yield is 3.64% on a $565,000 entry. Equity gained on principal adds $3,646/yr, while 5% annual appreciation builds toward $156,099 over five years. Five-year ROI reaches 41.37% and total cumulative return in cash sums $76,899. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $1,714/mo property income rather than buyer’s personal income.

Single Family

Built in 1930

9,000 sqft lot

$N/A/sqft

No HOA

More details about the property

Originally built in 1930. Completely updated and tastefully renovated. Perfect year round or seasonal cottage. In the very special private community of Kenmtore Park. Year round activities for all. Nightly get together at the Big Pier to capture the most beautiful sunsets on the Sassafras River. Morning coffee is served on the deck off of the kitchen. Invite friends over for a day at the beach then a casual dinner served on the secluded patio off the entertainment room. Great place also for a fire pit in the cooler months. All bedrooms are on the opposite side of the home from the entertainment room and the patio for convenient privacy. Walk to the beach or ride down on a golf car, there is always something to watch and usually someone to talk with. Kentmore is close to Galena on the North side. Visit the enchanting Cross Street Market and the Sassy market. Get take out from Twinnys or Galena Pizza. Upscale dining at the Kitty Knight or the Fish Whistle. Head South from Kentmore and come across Washington College and all the amenities of Historic Chestertown. Jump on your boat or hitch a ride on a neighbor's boat for a great day on the river. Boating, wakeboarding, skiing or tubing. Jet ski anyone? At night view the endless unobstructed sky and a million stars, planets, and the moon.

Neighborhood Data

Neighborhood data shown for ZIP Code: 21645, Kennedyville, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	569 (100%)
Owner Occupied HU	273 (48.0%)
Renter Occupied HU	79 (13.9%)
Vacant Housing Units	217 (38.1%)
Median Home Value	$427,632
Average Home Value	$667,335