21 Whiterock Rd, Phenix City, AL, 36869 | $1,077/mo Cash Flow

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21 Whiterock Rd, Phenix City, AL, 36869 | $1,077/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Phenix City at 21 Whiterock Rd, Phenix City, AL, 36869 priced at $295,000 pairs $2,742/mo rent with $1,077/mo cash flow after a $1,444/mo payment. Total monthly income equals $2,742/mo, and annual cash flow comes to $12,921/yr on $97,793 invested. Return on cash invested is 33.12% in year one, and rental yield stands at 11.15% on a $295,000 basis. Equity gained on principal adds $1,904/yr, and 5% annual appreciation accumulates to $81,503 by year five. Five-year ROI measures 172.98% and total cumulative return in cash reaches $169,166. For financing, Ziffy Mortgage’s DSCR program evaluates $2,742/mo property income against a $1,444/mo payment instead of your W2s, 1099s, or Tax returns.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

More details about the property

This stunning 3-bedroom, 2.5-bath home offers 1,940 sq. ft. of modern comfort and thoughtful design. The open-concept main level is perfect for entertaining, featuring spacious living and dining areas that flow seamlessly into a beautifully appointed kitchen with abundant counter space, storage, and room to gather. Upstairs, you'll find three well-sized bedrooms, including a serene primary suite complete with a generous walk-in closet and a private en-suite bath featuring a double vanity. The two-story layout provides the ideal balance of privacy and functionality, creating comfortable spaces for both everyday living and relaxing at the end of the day. Don't miss the chance to make this exceptional home yours! *100% financing options available*

Neighborhood Data

Neighborhood data shown for ZIP Code: 36869, Phenix City, AL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	9,978 (100%)
Owner Occupied HU	4,896 (49.1%)
Renter Occupied HU	3,977 (39.9%)
Vacant Housing Units	1,105 (11.1%)
Median Home Value	$141,605
Average Home Value	$170,815