21 Kennedy St, Phenix City, AL, 36869 | $778/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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21 Kennedy St, Phenix City, AL, 36869 | $778/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Phenix City at 21 Kennedy St, Phenix City, AL, 36869 uses $61,328 cash to close to unlock $9,339/yr annual cash flow and $778/mo monthly cash flow. Total monthly income runs $1,822/mo, and a $905/mo payment keeps the spread at $778/mo. Purchase price stands at $185,000, and rental yield measures 11.82% with $1,822/mo rent. Return on cash invested shows 35.14% in year one, and 5% annual appreciation builds toward $51,112 over five years. Five-year ROI reaches 183.86% and total cumulative return in cash records $112,755. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,822/mo property income covering a $905/mo payment rather than investor’s personal income.

Single Family

Built in 2001

1,742 sqft lot

$N/A/sqft

No HOA

More details about the property

This charming 4-bedroom, 2-bath home offers over 1,200 square feet of living space, perfect for those looking to put their personal touch on a property. Inside, the floor plan features a spacious living room that flows into the kitchen and dining area, creating an open layout for gatherings. The kitchen provides ample cabinet space and direct access to the backyard through a French door, while the adjoining utility room adds convenience. The primary bedroom includes a walk-in closet and private bath, with three additional bedrooms located along the hall for family or guests. The home sits on a level lot with a welcoming front porch and plenty of outdoor space for entertaining or relaxing. With some updates, this property has excellent potential to shine as a comfortable family home or investment opportunity.

Neighborhood Data

Neighborhood data shown for ZIP Code: 36869, Phenix City, AL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	9,978 (100%)
Owner Occupied HU	4,896 (49.1%)
Renter Occupied HU	3,977 (39.9%)
Vacant Housing Units	1,105 (11.1%)
Median Home Value	$141,605
Average Home Value	$170,815