207 1/2 S Saint Cloud St, Allentown, PA, 18104 | $42/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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207 1/2 S Saint Cloud St, Allentown, PA, 18104 | $42/mo Cash Flow | Ziffy

For Sale

Listed for sale 3 days ago

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Allentown at 207 1/2 S Saint Cloud St, Allentown, PA, 18104 uses $76,245 cash to close to unlock $499/yr annual cash flow and $42/mo monthly cash flow. Total monthly income runs $1,549/mo, and a $1,126/mo payment keeps the spread at $42/mo. Purchase price stands at $230,000, and rental yield measures 8.08% with $1,549/mo rent. Return on cash invested shows 20.56% in year one, and 5% annual appreciation builds toward $63,545 over five years. Five-year ROI reaches 106.84% and total cumulative return in cash records $81,463. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,549/mo property income covering a $1,126/mo payment rather than investor’s personal income.

Townhouse

Built in 1916

1,785 sqft lot

$N/A/sqft

No HOA

More details about the property

Here is your opportunity to own a well-built brick townhouse nestled in the desirable West End of Allentown. This inviting home features three comfortable bedrooms, one full bath, and a valuable one-car detached garage. Relax outdoors on the charming covered front porch, complete with an awning for shade on hot summer days. Inside, character abounds: the living and dining rooms boast beautiful picture-framed, inlaid hardwood floors, and an ornamental fireplace adds a cozy focal point to the living room. The home offers efficient heating via a reliable oil-fired boiler with a summer/winter hookup, providing consistent, radiant warmth from the cast-iron radiators all winter long. The fenced-in backyard provides a safe space for pets or children to play. A full basement offers a dedicated workshop area, laundry facilities, and convenient exterior access via Bilco doors. Conveniently located just minutes from downtown Allentown, schools, and hospitals, this charming property offers comfort and character at a great price. Home comes with a clear City of Allentown Certificate of Occupancy.

Neighborhood Data

Neighborhood data shown for ZIP Code: 18104, Allentown, PA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	19,752 (100%)
Owner Occupied HU	13,014 (65.9%)
Renter Occupied HU	5,738 (29.1%)
Vacant Housing Units	1,000 ( 5.1%)
Median Home Value	$383,839
Average Home Value	$413,014