2046 Bluff Creek StEl PasoTX79911
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow2046 Bluff Creek St, El Paso, TX, 79911 in El Paso earns its strong cash-flow label: 17.1% yield, $4,560/mo rent, $2,236/mo net income, DSCR 3.17. The $320,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $88,410 by year five. Combined with $2,947/yr in principal paydown, total projected return reaches $266,708.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17.1% | 5.8% |
| Monthly Cash Flow | $2,236 | $385 |
City averages based on El Paso market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,560 |
| Total Monthly Debt Service | $2,197 |
| DSCR Ratio | 2.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2013
5,227 sqft lot
$N/A/sqft
$23 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 79911, El Paso, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,934 (100%) |
| Owner Occupied HU | 2,906 (73.9%) |
| Renter Occupied HU | 821 (20.9%) |
| Vacant Housing Units | 207 ( 5.3%) |
| Median Home Value | $317,238 |
| Average Home Value | $346,446 |
Housing Distribution
Address Breakdown
Residential
3,851
Single Family
3,392
Multi-Family
459
Businesses
44
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2013
5,227 sqft lot
$N/A/sqft
$23 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 79911, El Paso, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,934 (100%) |
| Owner Occupied HU | 2,906 (73.9%) |
| Renter Occupied HU | 821 (20.9%) |
| Vacant Housing Units | 207 ( 5.3%) |
| Median Home Value | $317,238 |
| Average Home Value | $346,446 |
Housing Distribution
Address Breakdown
Residential
3,851
Single Family
3,392
Multi-Family
459
Businesses
44
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices