1970 Cedar Top Rd, Reading, PA, 19607 | $561/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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1970 Cedar Top Rd, Reading, PA, 19607 | $561/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Reading at 1970 Cedar Top Rd, Reading, PA, 19607 offers a 11.61% rental yield on a $179,900 purchase with $1,740/mo rent. Total monthly income registers $1,740/mo, and a $881/mo payment leaves $561/mo available for distribution. Annual cash flow reaches $6,728/yr on $59,637 to close, and return on cash invested stands at 31.19% in year one. Equity gained on principal adds $1,161/yr while 5% annual appreciation supports $49,703 over five years. Portfolio math shows five-year ROI at 163.85% and total cumulative return in cash at $97,713. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,740/mo property income against a $881/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1951

6,969 sqft lot

$N/A/sqft

No HOA

More details about the property

Good opportunity for a Handyman or investor. The upstairs is very roomy and could be divided into separate spaces. (Seller is not the owner and is not knowledgeable about or responsible for the availability and working condition of any features, the utilities, systems, or appliances at this property. Buyer can verify and/or inspect the property and the availability and working condition of any features, the utilities, systems, or appliances at this property.) Selling as is. Seller is not responsible for removing contents from the property.

Neighborhood Data

Neighborhood data shown for ZIP Code: 19607, Reading, PA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	10,205 (100%)
Owner Occupied HU	6,911 (67.7%)
Renter Occupied HU	2,855 (28.0%)
Vacant Housing Units	439 ( 4.3%)
Median Home Value	$248,800
Average Home Value	$311,380