190 S Jefferson St, Lafayette, OR, 97127 | Equity Gain $2,194/yr

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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190 S Jefferson St, Lafayette, OR, 97127 | Equity Gain $2,194/yr | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Lafayette at 190 S Jefferson St, Lafayette, OR, 97127 earns from $0/mo rent with a $1,664/mo payment. Total monthly income totals $0/mo. ROI tracks -1.94% on current figures, and rental yield reads 0% at a $340,000 purchase. Equity gained on principal adds $2,194/yr, and 5% annual appreciation supports $93,936 over five years. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $0/mo property income instead of your personal income.

Single Family

Built in 1947

0.28 Acres lot

$N/A/sqft

No HOA

More details about the property

Affordable vintage cottage loaded with charm on massive, more-than-double lot (12,000 sf!) with room for veggie gardens, epic chicken/egg production, kids' games, puppies or a shop building or...well, talk to us about what can be done with a double lot! Inside, newly refinished original fir floors in both living and dining rooms, built-in storage, and a mix of double-pane vinyl frame and original wood frame windows. Brand new carpet in both bedrooms and hallway (there are wood floors beneath!). Laundry/mud room and oversized detached garage.

Neighborhood Data

Neighborhood data shown for ZIP Code: 97127, Lafayette, OR area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	1,523 (100%)
Owner Occupied HU	1,274 (83.7%)
Renter Occupied HU	222 (14.6%)
Vacant Housing Units	27 ( 1.8%)
Median Home Value	$418,961
Average Home Value	$449,861