17913 Honey Locust Ln, Elgin, TX, 78621 | $432/mo Cash Flow

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17913 Honey Locust Ln, Elgin, TX, 78621 | $432/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Elgin at 17913 Honey Locust Ln, Elgin, TX, 78621 uses $81,218 cash to close to unlock $5,183/yr annual cash flow and $432/mo monthly cash flow. Total monthly income runs $2,174/mo, and a $1,199/mo payment keeps the spread at $432/mo. Purchase price stands at $245,000, and rental yield measures 10.65% with $2,174/mo rent. Return on cash invested shows 26.29% in year one, and 5% annual appreciation builds toward $67,689 over five years. Five-year ROI reaches 138.27% and total cumulative return in cash records $112,296. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,174/mo property income covering a $1,199/mo payment rather than investor’s personal income.

Single Family

Built in 2005

5,174 sqft lot

$N/A/sqft

No HOA

More details about the property

Discover comfort and convenience in this inviting two-story home featuring an open-concept first floor with sleek tile flooring and beautiful granite countertops. The bright and spacious kitchen flows seamlessly into the dining and living areas, creating the perfect space for everyday living and entertaining. Upstairs, you'll find all three bedrooms, a versatile den/second living area, and a dedicated laundry room. Fresh carpet enhances the stairs and entire second floor. The main bedroom offers a relaxing retreat with a soaker tub and a generous walk-in closet. Enjoy peace of mind with a newly installed range, dishwasher, and microwave (November 2025). Outside, a fenced backyard and covered patio provide a comfortable space for outdoor enjoyment year-round. Located in a well-appointed community with quick access to a major commuter thoroughfare, residents enjoy amenities including a playground, pool, and sports courteverything you need for convenience, recreation, and a vibrant neighborhood feel.

Neighborhood Data

Neighborhood data shown for ZIP Code: 78621, Elgin, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	11,834 (100%)
Owner Occupied HU	9,052 (76.5%)
Renter Occupied HU	2,160 (18.3%)
Vacant Housing Units	622 ( 5.3%)
Median Home Value	$357,342
Average Home Value	$417,153