157 Andrew St, Hamilton, NJ, 08610 | $683/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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157 Andrew St, Hamilton, NJ, 08610 | $683/mo Cash Flow | Ziffy

For Sale

Currently Rented

Rental Income

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Hamilton at 157 Andrew St, Hamilton, NJ, 08610 with 5% annual appreciation on a $325,000 basis while $3,000/mo rent supports operations. Total monthly income totals $3,000/mo and a $1,591/mo payment preserves $683/mo for cash returns. Annual cash flow comes to $8,198/yr on $107,738 deployed, and return on cash invested reaches 27.52% in year one. Equity gained on principal adds $2,097/yr, and five-year appreciation sums $89,792 alongside rental yield of 11.08%. Five-year ROI measures 144.92% and total cumulative return in cash totals $156,133.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $3,000/mo property income versus a $1,591/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Multi Family

Built in 1940

3,999 sqft lot

$N/A/sqft

No HOA

More details about the property

Lalor Section, Multi-family, Unit A - downstairs, Refinished Floors throughout, 2 Bedroom, 1 bath, Living Room, Dining room, Eat-in Kitchen with new base cabinets. Unit B (Rent 1115/month) - upstairs, has a split unit for Heat and A/C, 1 Bedroom, Eat-in kitchen, 1 bath, Living room. Unit C (Rent 1480/month) - First Floor, 2 Bedroom, 1 Bath, Living room Dining Room, Eat-in Kitchen, access to basement with Laundry Hook-ups. Additional revenue potential from a 1 car garage with an extra large storage area is not currently rented. 3 car concrete driveway, for off-street parking. Garage has an extra storage area. The upstairs unit is a one-bedroom one-bath with on-street parking, no laundry. Both units have a corporate tenant in place with the lease up for renewal on March 1st 2026. The owner is open to providing a turnkey rental with the tenant in place or the landlord will terminate the lease and deliver vacant. Property is a legal multifamily with separate meters for Gas and Electric. The age of the oil-burning furnace is older than 25 years. The oil tank is in the basement. Each unit has its own, Heat, A/C, water heater, gas & electric meter. The age of the roof is about 5 years. The windows are original. The property is occupied. The refrigerators are included, there isn't any washer or dryer, just hookups in the basement. Sewer Main was just replaced from house to curb in Oct 2025.

Neighborhood Data

Neighborhood data shown for ZIP Code: 08610, Trenton, NJ area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	13,084 (100%)
Owner Occupied HU	7,937 (60.7%)
Renter Occupied HU	4,527 (34.6%)
Vacant Housing Units	620 ( 4.7%)
Median Home Value	$299,122
Average Home Value	$335,942