144 Las Palomas, La Vernia, TX, 78121 | $393/mo Cash Flow

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144 Las Palomas, La Vernia, TX, 78121 | $393/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in La Vernia at 144 Las Palomas, La Vernia, TX, 78121 listed at $399,000 pairs $3,230/mo rent with a $1,953/mo payment to leave $393/mo cash flow. Total monthly income runs $3,230/mo, and annual cash flow reaches $4,711/yr on $132,269 cash to close. Return on cash invested measures 23.47% in year one, and rental yield registers 9.71% at a $399,000 basis. Equity gained on principal adds $2,575/yr, and annual property appreciation at 5% supports $110,236 by year five. Five-year ROI tracks 123.15% and total cumulative return in cash totals $162,890. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $3,230/mo property income relative to a $1,953/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 1997

0.29 Acres lot

$N/A/sqft

No HOA

More details about the property

Welcome to your private retreat in the highly desirable Las Palomas subdivision! This beautiful one story home is full of charm and thoughtful features, starting with its inviting curb appeal, mature trees, and generous spacing between neighbors for added privacy. The wide driveway offers plenty of parking, enough for four or more vehicles, along with a convenient two car carport. Step inside to discover an open floor plan filled with natural light and a welcoming flow. To your right, you'll find a spacious guest bedroom with a walk-in closet, followed by a renovated bathroom. The primary suite is impressively sized, complete with an updated ensuite bathroom offering dual sinks and a walk-in shower. A third bedroom with no carpet and its own walk-in closet adds flexibility for guests or family. The living room serves as the heart of the home, featuring a cozy fireplace and ample space for family gatherings, seamlessly connecting to the dining area and kitchen. The kitchen boasts great cabinet storage, a center island for prep space, and a walk-in pantry. Off the laundry room, you'll find an additional living space, perfect as a man cave, second living area, or potential 4th bedroom. Step outside to your backyard oasis, where an oversized covered patio overlooks a sparkling pool, ideal for enjoying those warm Texas summers. The patio is safely fenced in for kids or pets, and the large over quarter-acre lot provides plenty of green space plus a storage shed. Best of all, the property backs up to what was once a golf course, giving you no back or side neighbors and endless peaceful views. Homes in this serene setting are rare, don't miss your chance to make this one yours today!

Neighborhood Data

Neighborhood data shown for ZIP Code: 78121, La Vernia, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	5,910 (100%)
Owner Occupied HU	4,904 (83.0%)
Renter Occupied HU	669 (11.3%)
Vacant Housing Units	337 ( 5.7%)
Median Home Value	$401,963
Average Home Value	$415,649