1407 W 9th St, Lakeland, FL, 33805 | $97/mo Cash Flow

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1407 W 9th St, Lakeland, FL, 33805 | $97/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Lakeland at 1407 W 9th St, Lakeland, FL, 33805 listed at $319,900 pairs $2,220/mo rent with a $1,566/mo payment to leave $97/mo cash flow. Total monthly income runs $2,220/mo, and annual cash flow reaches $1,162/yr on $106,047 cash to close. Return on cash invested measures 21% in year one, and rental yield registers 8.33% at a $319,900 basis. Equity gained on principal adds $2,064/yr, and annual property appreciation at 5% supports $88,382 by year five. Five-year ROI tracks 109.31% and total cumulative return in cash totals $115,916. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $2,220/mo property income relative to a $1,566/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 2025

7,174 sqft lot

$N/A/sqft

No HOA

More details about the property

Beautiful and spacious 3-bedroom, 2-bath home! Youll be impressed from the moment you step inside. Features include 9.4-ft ceilings, 42-inch wood cabinets with soft-close doors and drawers, full backsplash, and porcelain tile floors throughout. Enjoy impact-resistant windows, beautiful baseboards, and an interior laundry room. The open-concept kitchen overlooks the living area and includes Frigidaire stainless steel appliances refrigerator, range, dishwasher, and microwave plus a large granite island perfect for entertaining. Other highlights include French doors with internal blinds, ceiling fans in every room, and a covered back porch leading to a fully fenced backyard.

Neighborhood Data

Neighborhood data shown for ZIP Code: 33805, Lakeland, FL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	11,939 (100%)
Owner Occupied HU	5,346 (44.8%)
Renter Occupied HU	5,621 (47.1%)
Vacant Housing Units	972 ( 8.1%)
Median Home Value	$208,779
Average Home Value	$240,920