1370 Varnum Ave, Lowell, MA, 01854 | $851/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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1370 Varnum Ave, Lowell, MA, 01854 | $851/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Lowell at 1370 Varnum Ave, Lowell, MA, 01854 generates $3,624/mo in rent and, after a $2,153/mo payment, leaves $851/mo in cash flow. Total monthly income is $3,624/mo, and annual cash flow is $10,218/yr on $145,827 invested. Return on cash invested sits at 26.92% in year one, and rental yield is 9.89% on a $439,900 entry. Equity gained on principal adds $2,839/yr, while 5% annual appreciation builds toward $121,536 over five years. Five-year ROI reaches 140.58% and total cumulative return in cash sums $204,999. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $3,624/mo property income rather than buyer’s personal income.

Single Family

Built in 1955

0.68 Acres lot

$N/A/sqft

No HOA

More details about the property

Charming 3-bedroom ranch offering comfortable single-level living and excellent potential. This home features hardwood floors, abundant natural light, and a welcoming living room with a fireplace. The kitchen is functional and ready for your updates, allowing you to create the space youve always envisioned. Recent improvements include updated windows and siding, newer electrical service, and a full basement that provides great storage or future expansion possibilities. Outside, youll find a large yard, a screened room ideal for warm-weather relaxing, two driveways, and a newer walkway that enhances the curb appeal. Conveniently located near shopping, schools, and public transportation, with the added bonus of being just a short drive to tax-free shopping in New Hampshire. Pawtucket Farm Wildlife Sanctuary is right across the street, offering beautiful natural surroundings. A solid home with characterand a wonderful opportunity to make it your own.

Neighborhood Data

Neighborhood data shown for ZIP Code: 01854, Lowell, MA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	10,420 (100%)
Owner Occupied HU	3,818 (36.6%)
Renter Occupied HU	5,980 (57.4%)
Vacant Housing Units	622 ( 6.0%)
Median Home Value	$450,414
Average Home Value	$547,231