1349 Lucerne Loop Rd NE, Winter Haven, FL, 33881 | $532/mo Cash Flow

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1349 Lucerne Loop Rd NE, Winter Haven, FL, 33881 | $532/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Winter Haven at 1349 Lucerne Loop Rd NE, Winter Haven, FL, 33881 listed at $274,900 pairs $2,356/mo rent with a $1,346/mo payment to leave $532/mo cash flow. Total monthly income runs $2,356/mo, and annual cash flow reaches $6,387/yr on $91,129 cash to close. Return on cash invested measures 26.92% in year one, and rental yield registers 10.28% at a $274,900 basis. Equity gained on principal adds $1,774/yr, and annual property appreciation at 5% supports $75,950 by year five. Five-year ROI tracks 141.05% and total cumulative return in cash totals $128,535. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $2,356/mo property income relative to a $1,346/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 2019

6,247 sqft lot

$N/A/sqft

No HOA

More details about the property

MOVE-IN READY, 4-BEDROOM HOME IN DESIRABLE LUCERNE PARK | Welcome to this beautifully maintained 4-bedroom, 2-bath residence built in 2019, offering a perfect blend of modern style, comfort, and functionality. Situated on a landscaped lot in the sought-after Lucerne Park community, this home is just minutes from shopping, dining, and all that Winter Haven has to offer. Step inside to a light-filled open floor plan featuring tile flooring in the main living areas and vinyl plank in the bedrooms. The spacious kitchen boasts solid wood cabinetry, sleek stone countertops, stainless steel appliances, a large island with breakfast bar, and a closet pantryperfect for both everyday living and entertaining. The kitchen flows seamlessly into the dining and living areas, where sliding glass doors open to a private backyard. The primary suite offers a peaceful retreat with a walk-in closet and a luxurious en suite bath, complete with dual sinks, stone counters, and a walk-in shower. Three additional bedrooms share a well-appointed guest bath with a tub/shower combination. Additional highlights include: Interior laundry room with storage, 2-car garage with paver driveway, low HOA fees, and sidewalk-lined streets in a golf cartfriendly neighborhood. With its modern finishes, flexible layout, and prime location, this home is truly move-in readyperfect for a growing family, seasonal retreat, or investment property.

Neighborhood Data

Neighborhood data shown for ZIP Code: 33881, Winter Haven, FL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	19,487 (100%)
Owner Occupied HU	11,896 (61.0%)
Renter Occupied HU	5,104 (26.2%)
Vacant Housing Units	2,487 (12.8%)
Median Home Value	$242,590
Average Home Value	$269,782