








A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Investment property for sale in Charlottesville at 131 Lodge Creek Cir, Charlottesville, VA, 22903 offers a 8.71% rental yield on a $385,000 purchase with $2,796/mo rent. Total monthly income registers $2,796/mo, and a $1,884/mo payment leaves $495/mo available for distribution. Annual cash flow reaches $5,939/yr on $127,628 to close, and return on cash invested stands at 24.56% in year one. Equity gained on principal adds $2,484/yr while 5% annual appreciation supports $106,368 over five years. Portfolio math shows five-year ROI at 127.5% and total cumulative return in cash at $162,730. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,796/mo property income against a $1,884/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Townhouse
Built in 1996
3,049 sqft lot
$N/A/sqft
No HOA
Neighborhood data shown for ZIP Code: 22903, Charlottesville, VA area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,943 (100%) |
| Owner Occupied HU | 7,004 (37.0%) |
| Renter Occupied HU | 10,256 (54.1%) |
| Vacant Housing Units | 1,683 ( 8.9%) |
| Median Home Value | $603,432 |
| Average Home Value | $711,730 |
Residential
18,660
Single Family
13,524
Multi-Family
5,136
Businesses
1,241
Date | Event | Price |
|---|---|---|
| 2025-03-21 | Listed for sale | $385,000 |
| 2019-05-01 | Sold | $265,740 |
| 2019-03-28 | Price change | $258,000 |
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| 2023-03-23 | $1590.72 | 9.01% | $331,400 | 9.01% |
| 2022-03-23 | $1459.20 | -44.17% | $304,000 | 10.51% |
| 2021-03-23 | $2613.46 | N/A | $275,100 | 4.52% |



Listed by: Steven Braden • BRADEN PROPERTY MANAGEMENT
Mls Name: CAAR
Mls Provider:
Mls ID: #662167
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.