131 Biltmore, Saint Simons Island, GA, 31522 | ROI: 10.91%

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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131 Biltmore, Saint Simons Island, GA, 31522 | ROI: 10.91% | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Saint Simons Island at 131 Biltmore, Saint Simons Island, GA, 31522 projects strong ROI of 10.91%. Rental yield 4.24%. With 5% annual appreciation, the property builds $704,242 in value over five years. Equity growth combined delivers a projected five-year ROI of 54.32%, translating into $448,647 in total cumulative return on $825,876 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.

Single Family

Built in 1996

0.44 Acres lot

$N/A/sqft

No HOA

More details about the property

Your island retreat awaits at 131 Biltmore in the desirable St. Simons neighborhood of Island Club at Retreat. As soon as you pull up, you will instantly be welcomed home by the extended front porch setting and the beauty of the newly crafted stone paver half circle driveway. Upon entering the front door, your eyes will immediately be drawn to what awaits in the back yard, but first you must experience the beauty of the interior. The spacious flow of the kitchen into the living room creates a separate, but together atmosphere. If storage is what you seek, then you will not be disappointed with the updates to the laundry room and garage, which have been outfitted with custom built ins and cabinets that will make sure you have everything you need, but remain out of sight. All of the bedrooms are generous in size, but even more uncommon are the three overly generous in size guest bedrooms. Privacy is not an issue, with each guest bedroom enjoying their own ensuite. After you fall in love with the inside, your love will grow even deeper as you step off the back porch into your own oasis. Once youve practiced your putting on the putting green, you can relax in the beautifully reconstructed, heated, salt water pool and added hot tub. You will feel like you are in your own paradise surrounded by palm trees and mature landscaping. The Island Clubs location makes it convenient to get to your favorite spots on the south or north end of the island. Are you ready to come home?

Neighborhood Data

Neighborhood data shown for ZIP Code: 31522, Saint Simons Island, GA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	12,280 (100%)
Owner Occupied HU	6,783 (55.2%)
Renter Occupied HU	1,468 (12.0%)
Vacant Housing Units	4,029 (32.8%)
Median Home Value	$607,719
Average Home Value	$700,965