125 N 8th St, Reading, PA, 19601 | $723/mo Cash Flow

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125 N 8th St, Reading, PA, 19601 | $723/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Reading at 125 N 8th St, Reading, PA, 19601 offers a 11.81% rental yield on a $220,000 purchase with $2,165/mo rent. Total monthly income registers $2,165/mo, and a $1,077/mo payment leaves $723/mo available for distribution. Annual cash flow reaches $8,678/yr on $72,930 to close, and return on cash invested stands at 31.81% in year one. Equity gained on principal adds $1,420/yr while 5% annual appreciation supports $60,782 over five years. Portfolio math shows five-year ROI at 167.17% and total cumulative return in cash at $121,919. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,165/mo property income against a $1,077/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Multi Family

Built in 1900

1,742 sqft lot

$N/A/sqft

No HOA

More details about the property

Downtown City of Reading middle row 2 unit building located in the C-R zoning district, currently being used as 2 fully occupied residential units. Unit 1 - 1st fl, 3 rooms, 1 BR, liv, kit, bath, electric cooking, electric hot water, gas F/A heat, central air unit not working, replacement windows. rented for $750 a month on a M/M basis. Tenant pays for electric, hot water, gas heat. Unit 2 - 2nd & 3rd fl, 4 rooms, 2 BRS, liv, kit, bath, electric cooking. electric hot water, gas F/A heat, replacement windows. rented for $800 a month on a M/M basis. Tenant pays for electric, hot water, gas heat. Total income: 18,600. Total expenses: 6,439. NOI: 12,161. Cap Rate: 5.50%. Expenses breakdown: Taxes: 1,659. Ins: 1,500. W/S/T/R: 3,180. Permit: 100. Additional features include an asphalt shingle roof, 200 AMP main electric, 2-100 AMP breaker panels, off street parking for 2 cars. To be sold as a package deal with 129 N. 8th Street, Reading, PA 19601 - 225k. 132 Cedar Street, Reading, PA 19601 - 20k & 134 Cedar Street, Reading, PA 19601 - 20k. Total package price is $465k. This is an estate sale and is to be sold AS IS.