12239 SW 14th Ln APT 3410MiamiFL33184
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 12239 SW 14th Ln APT 3410, Miami, FL, 33184 in Miami speaks for itself: 16.22% gross on a $309,900 price, generating $4,189/mo in rent and $1,798/mo in net income after the $1,394/mo debt service. DSCR 3.01, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $21,572 stacks alongside $85,620 in projected five-year appreciation and $2,854/yr in principal reduction. Projected total cumulative return: $235,239.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.2% | 5.8% |
| Monthly Cash Flow | $1,798 | $1,850 |
City averages based on Miami market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,189 |
| Total Monthly Debt Service | $2,268 |
| DSCR Ratio | 1.85x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1982
N/A lot
$N/A/sqft
$335 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1982
N/A lot
$N/A/sqft
$335 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices