120 Silk St, Jim Thorpe, PA, 18229 | $456/mo Cash Flow

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120 Silk St, Jim Thorpe, PA, 18229 | $456/mo Cash Flow | Ziffy

Pending

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Jim Thorpe at 120 Silk St, Jim Thorpe, PA, 18229 offers a 9.97% rental yield on a $260,000 purchase with $2,160/mo rent. Total monthly income registers $2,160/mo, and a $1,273/mo payment leaves $456/mo available for distribution. Annual cash flow reaches $5,470/yr on $86,190 to close, and return on cash invested stands at 26.26% in year one. Equity gained on principal adds $1,678/yr while 5% annual appreciation supports $71,833 over five years. Portfolio math shows five-year ROI at 137.37% and total cumulative return in cash at $118,397. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,160/mo property income against a $1,273/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1836

9,234 sqft lot

$N/A/sqft

No HOA

More details about the property

Own a piece of Jim Thorpes history just steps from downtown. Built c.1836 (local records) and reflecting the authentic plank-style construction often attributed to the c.1875 era, this home has been carefully restored with modern updates while preserving its character. With only three families of ownership, the property maintains its integrity, enhanced by updated wiring, plumbing, heating, and a 200-amp service. Highlights include a welcoming front porch rebuilt with period trusses and shutters, a formal dining room with wide-plank hardwood floors, and a bright living room with preserved details. The custom kitchen blends reclaimed White House Collection cabinetry, vintage fixtures, and French doors opening to the deck and gardens. Bedrooms feature enlarged closets and tranquil views, while the full bath showcases a clawfoot tub and reclaimed details. Outdoors, hand-laid stone terraces, private gardens, and a firepit frame views of Mt. Pisgah. A detached cabin, rebuilt on its original foundation, along with hand-etched doors, lighting, and more collected from major motion pictures add one-of-a-kind artistic provenance. Roof replacements (2007, 2012) and a rebuilt retaining wall (2023) provide long-term peace of mind. This property blends historic construction, creative detail, and lifestyle, all moments from Jim Thorpes dining, shops, opera house, train station, and outdoor recreation.