12 Concord Ter, Enfield, CT, 06082 | $1,077/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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12 Concord Ter, Enfield, CT, 06082 | $1,077/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Enfield at 12 Concord Ter, Enfield, CT, 06082 with 5% annual appreciation on a $369,900 basis while $3,590/mo rent supports operations. Total monthly income totals $3,590/mo and a $1,810/mo payment preserves $1,077/mo for cash returns. Annual cash flow comes to $12,926/yr on $122,622 deployed, and return on cash invested reaches 30.45% in year one. Equity gained on principal adds $2,387/yr, and five-year appreciation sums $102,197 alongside rental yield of 11.65%. Five-year ROI measures 160.2% and total cumulative return in cash totals $196,438.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $3,590/mo property income versus a $1,810/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 1956

0.42 Acres lot

$N/A/sqft

No HOA

More details about the property

Step inside 12 Concord Terrace, Enfield, and prepare to be impressed! Fully renovated in 2016 and meticulously maintained, with additional improvements made in recent years, this beautifully updated Cape blends classic New England charm with modern comfort. It features oak hardwood flooring, a bright open floor plan, and elegant finishes throughout. The kitchen offers granite countertops, stainless steel appliances, and crisp white cabinetry, with a convenient half bath nearby. The first-floor primary suite includes a walk-in closet and full bath, while two spacious bedrooms and another full bath complete the second level. Updates include plumbing, electrical, roof, siding, windows, and dual-zone heating and cooling. Enjoy the mudroom with pantry leading to the deck and level backyard perfect for relaxing or entertaining. All appliances, washer, dryer, and playscape remain. With central air, a newer roof, and hot water heater, this home offers comfort and peace of mind. A must see!

Neighborhood Data

Neighborhood data shown for ZIP Code: 06082, Enfield, CT area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	17,831 (100%)
Owner Occupied HU	12,637 (70.9%)
Renter Occupied HU	4,435 (24.9%)
Vacant Housing Units	759 ( 4.3%)
Median Home Value	$293,010
Average Home Value	$335,568