112 Saint Mary Rd, Loretto, TN, 38469 | 1.16% Rental Yield

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112 Saint Mary Rd, Loretto, TN, 38469 | 1.16% Rental Yield | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $870/mo, and a $4,405/mo payment. Purchase price stands at $899,900, and rental yield measures 1.16% with $870/mo rent. Return on cash invested shows 1.75% in year one, and 5% annual appreciation builds toward $248,626 over five years. Five-year ROI reaches 5.17% and total cumulative return in cash records $15,292. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $870/mo property income covering a $4,405/mo payment rather than investor’s personal income.

Single Family

Built in 1995

96.02 Acres lot

$N/A/sqft

No HOA

More details about the property

Welcome to 112 Saint Mary Rd, Loretto, TN your private retreat on 95 acres of Tennessee countryside. This rare property offers the perfect blend of seclusion, natural beauty, and modern comfort. With a mix of cleared and wooded acreage, plus a scenic creek running through, youll enjoy endless opportunities to explore, hunt, hike, or simply relax in the peace and quiet of your own land. The charming home features 3 bedrooms and 2 bathrooms, designed with comfort and functionality in mind. Step inside to find a spacious living room with vaulted ceilings, filled with natural light and open to the kitchen. The kitchen is a true centerpiece, boasting a large island, and ample counter spaceperfect for family meals or entertaining friends. A cozy sunroom invites you to take in the surrounding views year-round, while the expansive front deck is ideal for sitting back with a cup of coffee and soaking in the sounds of nature. This home comes complete with all appliances, including stove, microwave, dishwasher, refrigerator, washer, dryer, and even a generatoradding extra peace of mind. Whether you dream of watching wildlife, starting a mini-farm, or simply enjoying a serene country lifestyle, this property has it all. Dont miss your chance to own this beautiful slice of Tennessee countryside. Schedule your showing today and experience the tranquility of 112 Saint Mary Rd for yourself.

Neighborhood Data

Neighborhood data shown for ZIP Code: 38469, Loretto, TN area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	1,960 (100%)
Owner Occupied HU	1,485 (75.8%)
Renter Occupied HU	344 (17.6%)
Vacant Housing Units	131 ( 6.7%)
Median Home Value	$211,853
Average Home Value	$252,781