105 Firth St, South Plainfield, NJ, 07080 | 7.42% Rental Yield

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105 Firth St, South Plainfield, NJ, 07080 | 7.42% Rental Yield | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in South Plainfield at 105 Firth St, South Plainfield, NJ, 07080 priced at $699,000 pairs $4,320/mo rent with after a $3,421/mo payment. Total monthly income equals $4,320/mo. Return on cash invested is 16.61% in year one, and rental yield stands at 7.42% on a $699,000 basis. Equity gained on principal adds $4,511/yr, and 5% annual appreciation accumulates to $193,121 by year five. Five-year ROI measures 86.33% and total cumulative return in cash reaches $198,530. For financing, Ziffy Mortgage’s DSCR program evaluates $4,320/mo property income against a $3,421/mo payment instead of your W2s, 1099s, or Tax returns.

Single Family

Built in 1964

9,375 sqft lot

$N/A/sqft

No HOA

More details about the property

Welcome to this beautifully redesigned Bi-Level home offering modern comfort, style, and functionality. Every detail has been thoughtfully updated inside and out! The upper level features three spacious bedrooms, a full bath, and a bright open-concept layout with a seamless flow between the kitchen, dining, and living areas. The kitchen showcases elegant cabinets, a center island, and all-new stainless steel appliances. The lower level includes two additional bedrooms, a full bath, a cozy sitting area, laundry room, den, and a large living room, offering flexible space for guests, a home office, or multi-generational living. Step outside to your private backyard oasis with a full patio surrounding the pool, plus an additional rear patio ideal for outdoor dining and summer entertaining. The fenced-in yard, driveway for four cars, and storage shed add both convenience and charm. Enjoy peace of mind knowing every system has been upgraded! New HVAC, new hot water heater, new trim and doors, refinished hardwood floors upstairs, luxury vinyl plank flooring downstairs, and fresh paint throughout. Additional perks include solar panels for energy efficiency and lower utility costs. This turn-key home perfectly blends modern finishes with functional living. Ready for you to move right in and enjoy!

Neighborhood Data

Neighborhood data shown for ZIP Code: 07080, South Plainfield, NJ area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	8,674 (100%)
Owner Occupied HU	6,720 (77.5%)
Renter Occupied HU	1,564 (18.0%)
Vacant Housing Units	390 ( 4.5%)
Median Home Value	$486,077
Average Home Value	$542,541