103 Shady Ln, Ottawa, OH, 45875 | $200/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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103 Shady Ln, Ottawa, OH, 45875 | $200/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Ottawa at 103 Shady Ln, Ottawa, OH, 45875 listed at $329,000 pairs $2,364/mo rent with a $1,610/mo payment to leave $200/mo cash flow. Total monthly income runs $2,364/mo, and annual cash flow reaches $2,402/yr on $109,064 cash to close. Return on cash invested measures 22.11% in year one, and rental yield registers 8.62% at a $329,000 basis. Equity gained on principal adds $2,123/yr, and annual property appreciation at 5% supports $90,897 by year five. Five-year ROI tracks 115.2% and total cumulative return in cash totals $125,637. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $2,364/mo property income relative to a $1,610/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 1965

N/A lot

$N/A/sqft

No HOA

More details about the property

Charming 2-story brick home in a family friendly neighborhood with recent updates that include: new central AC and natural gas furnace (fall 2024), open concept kitchen and dining area with new flooring, porcelain tile flooring in foyer, and landscaping. Large master suite bedroom with attached walk-in-closet, nursery, or home office. Fully functioning living room fireplace! 1.5 car attached garage and large 12x20 shed along with a large stamped patio and spacious yard for entertaining.

Neighborhood Data

Neighborhood data shown for ZIP Code: 45875, Ottawa, OH area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	4,677 (100%)
Owner Occupied HU	3,633 (77.7%)
Renter Occupied HU	766 (16.4%)
Vacant Housing Units	278 ( 5.9%)
Median Home Value	$244,539
Average Home Value	$279,359