1025 River Crest Dr, Reading, PA, 19605 | 2.61% Rental Yield

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1025 River Crest Dr, Reading, PA, 19605 | 2.61% Rental Yield | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Reading at 1025 River Crest Dr, Reading, PA, 19605 generates $1,140/mo in rent, after a $2,570/mo payment. Total monthly income is $1,140/mo. Return on cash invested sits at 4.08% in year one, and rental yield is 2.61% on a $525,000 entry. Equity gained on principal adds $3,388/yr, while 5% annual appreciation builds toward $145,048 over five years. Five-year ROI reaches 18.4% and total cumulative return in cash sums $31,785. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $1,140/mo property income rather than buyer’s personal income.

Single Family

Built in 2023

0.26 Acres lot

$N/A/sqft

No HOA

More details about the property

Welcome to 1025 River Crest Drivea stunning 4-bedroom, 2.5-bath home built in November 2023. Just minutes from Jim Dietrich Park, this property blends modern style, comfort, and function in a sought-after neighborhood. The main level features an open-concept design filled with natural light. A custom accent wall with an electric fireplace and built-in TV mount elevates the family room, while the chefs kitchen shines with quartz countertops, a large island, stainless steel appliances, and upgraded cabinetry. The space flows seamlessly into the dining areaperfect for entertaining. A first-floor laundry and half bath add convenience. Upstairs, the luxurious primary suite offers a walk-in closet and private bath, while three additional bedrooms share a full hall bath. The two-car garage and full unfinished basement provide storage and endless potential for custom living space. Enjoy the level yard and easy access to Jim Dietrich Parks trails, playgrounds, river access, and sports fields. With modern finishes, a chefs kitchen, and a prime location, this move-in ready home delivers the best of new construction and neighborhood charm.

Neighborhood Data

Neighborhood data shown for ZIP Code: 19605, Reading, PA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	8,856 (100%)
Owner Occupied HU	7,009 (79.1%)
Renter Occupied HU	1,489 (16.8%)
Vacant Housing Units	358 ( 4.0%)
Median Home Value	$270,423
Average Home Value	$335,208